Why is it important to have good credit?

With today’s society becoming more and more business oriented, establishing and maintaining good credit is vital if you plan to do any of the following:

1. Apply for employment
2. Rent an apartment
3. Open a bank account
4. Setup an account with public services or the telephone company

It used to be that establishing good credit was important only if you planned to buy a home or a car, but not anymore. The simplest tasks, such as applying for employment could very much mean that you need a good credit rating.

Having bad credit could impede your ability to survive. Sad to say, but it’s a proven fact that people have been turned down for top quality job positions just because of their credit rating despite the fact that that particular job could be exactly what a person needs to fix their credit. That’s a scary catch twenty-two don’t you think?

“Ok, I’m caught in that scary catch twenty-two, what should I do?”

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